Now what am I doing......where have I been!?!??

Well, I suppose I simply slipped away from my computer and perhaps ended up too attached to things like FACEBOOK.

But, I have never left my life of following the investment world, the economy and the employment scene.

I remain employed by the same company.....well, except for it being acquired by Oracle Corporation.....so honestly, things have changed significantly since they bought us, but for the most part, for the better. We are making money and that was tough for us when we were Sun Microsystems.

My investments have changed a bit too....I added a 2nd Financial Advisor and I have taken some of my money under my own wing. No, no...I am not day trading. No, I simply play in a different arena, and a place I can't find an advisor to play in so I do it to broaden my diversification.

Without using money, let me toss out my investments as they sit today.

Financial Advisor #1:

Holds about 45% of my money
Invests in Bond and Equity funds

• 70% Bond Funds
• 20% Equity Funds
• 10% Cash

Financial Advisor #2:

Hold about 20% of my investments
Invests in three different REITs and Annuity of Equities and Bond funds (started as a 50/50 split and I consider the REITS to be my toe into real estate)

Work 401K Fund: (self directed)
Holds about 20% of my investments

• 70% in Bond Funds
• 30% in Equities including maybe 15% in Oracle Stock

My Self-Directed Currency/Commodities Investments:

Holds about 15% of my investments

• 70% of it are in currencies or CD's in other currencies
• 30% of it is in Gold

I hold the following currencies (I mostly consider this CA$H)

• Brazilian Real
• Swiss Franc
• Australian Dollar
• Euro
• Chinese Yuan
• US Dollar

I like this level of diversification as I have it spread across investment people, across asset classes, and across products / markets. Right now my Gold is holding it's own because I made a huge gain on a sum I bought at about $800, but I recently about in at about $1720 as I think world economic issues will get less stable and GOLD might be a harbor for safety....but one never knows because it has been on a ride straight up for a long time.

I feel I have been doing well...but I also feel inflation is low. I worry that inflation is really on the rise, and staying still means losing. Also, I think the future of taxes is uncertain.....let me revise and extend that remark, I think it is more certain that I'd like to think....TAXES for people who have ANY money will go up. They have to, because our country is in debt people w/o money can't exactly pay. (makes me feel STUPID for being a saver at times)

I pulled the trigger on currency investing.....wish me luck!

About two weeks ago I decided to move some of my money from cash in US Dollars to other currencies.

I wanted to do this because I wanted investments outside stocks, bonds and housing....and I do think the US Dollar has not finished its slide. I wanted yet another way to diversify my investments.

I was trying to decide between opening a FOREX account, buying currency ETFs, or just opening a foreign currency World Market account at Everbank.

I chose the last of those three, and parked some money in several places.

First, I went put come money in these currencies with a World Currency Account:

• Chinese Yuan
• Swiss Francs
• Euros

Then I invested in a single Commodity CD with positions in:

• Australian Dollars
• Canadian Dollars
• New Zealand Dollars
• South African Currency

I then opened an account and bought a little bit of Gold in one of their Metal's Accounts.....

Then kept a small amount of money in a checking account in US Dollars.

Will it all pay off....in one way, I hope so...but that sort of relies on the US Dollar sliding....which in he long run, really stinks for us if it does. So perhaps I will think of this investment as sort of a hedge on possible bad things to come.